Employers today are faced with the dilemma of how to contain rising health care costs while continuing to offer affordable coverage to their employees.
To curb premium increases, consideration is given to higher deductibles, larger co-pays & coinsurance...leading to legitimate concerns about the additional financial burden placed on their employees. A GAP Plan can help employees adjust to their new health plan by coveraging these increased Out-of-Pocket expenses
A GAP plan is Secondary Coverage that will COMPLIMENT and MIRROR your Primary Coverage Benefits provided by your Health Insurance Carrier.
It will pay 1st Dollar Benefits to help cover your out-of-pocket expenses...applied 1st to your deductible, then to your co-insurance obligations:
GAP plans DO NOT provide coverage for out-patient prescription drugs.