Carey Williams

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Term to Age 100

While 10, 15, 20 and 30 year Term Life insurance policies offer protection for their respective time frames, many people require insurance that last much longer. As a result, many companies now offer a Term to Age 100 life insurance plan.

Just like the name implies, this policy will provide level life insurance coverage until age 100.  This type of plan is best suited for people aged 50-55 because they:

  • Have a level premium for the life of the contract
  • Are automatically renewed each year until you turn 100 as the contract does not have a pre-determined expiry date
  • Are generally more affordable than permanent insurance as the cash value components of these plans are costly
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